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Legal Notice


Terms and conditions of use and access of HBOS Foundation's Internet website.

The use and access of pages of HBOS Foundation's Internet website is subject to the terms and conditions set out below. Where the terms 'we', 'us' and 'our' are used, they refer to HBOS Foundation. Please take a moment to read these terms and conditions carefully. By using or accessing any part of our Internet website, you agree to be bound by the following terms and conditions.

These terms and conditions may be amended by us at any time by updating them on our Internet website. You should review these terms and conditions each time you access our Internet website. By continuing to use and access our Internet website you agree to be bound by the amended terms and conditions.

Copyright
Copyright © 2007 HBOS Foundation. The copyright and material on our Internet website is owned by us and protected by the copyright laws of the United Kingdom. The material on our Internet website may only be used by those who access it from the United Kingdom and such users will be entitled to copy any such information for their own personal use but may not republish, transmit, store, reproduce, communicate or make available to the public any such information in any manner, including by linking to our Internet website, without our prior written consent. Any unauthorised republishing, retransmission, storing, reproduction, communication or making available to the public or other copying or modification of any of the contents of our Internet website or linking to our Internet website may be in breach of statutory or common law rights which could be the subject of legal action. We disclaim all liability which may result from any unauthorised reproduction or use of the information on our Internet website. All rights not expressly granted herein are reserved by us.

Liability for Damages
To the extent permitted by law, we shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of our Internet website, its operation or transmission, computer viruses or loss of data. We exclude any liability for any errors in and omissions from information, materials and functions included in our Internet website and for any third party Websites linked to or from our Internet website.

Jurisdiction
Our Internet website is intended to be accessed only by persons located in the UK. We make no representation that any information, materials or functions included in our Internet website are appropriate for use in any other jurisdiction.

Privacy of Personal Data
Please read our privacy statement which sets out our policies on this matter.

Links to Other Websites
The provision by us of a link to another Website does not constitute any authorisation by us to you to access material held at that location, nor is it evidence of any endorsement by us of the material available there. We accept no responsibility or liability for the privacy of your personal information on such Websites, as these are beyond our control. We will accept no responsibility or liability in respect of any materials on any Website which is not under our control.

Problems Experienced Using Our Internet Website
Our Internet website has been extensively tested and we hope that it works properly at all times. However, we do not warrant that it will be available at all times or that access will be uninterrupted. If you experience a problem at any time, please return to the homepage from where you entered our Internet website and try again.

Enforceability
In the event any provision of these terms and conditions of use and access of our Internet website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

Reliability of Information
Information provided on our Internet website is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. All information on our Internet website is subject to modification from time to time without notice.

Accessibility
To ensure we are as accessible as possible we have achieved Conformance Level "A" of the Web Content Accessibility Guidelines.

Governing Laws
The terms and conditions of use of our Internet website shall be governed by and construed in accordance with the laws of Scotland and any dispute regarding our Internet website shall be subject to the exclusive jurisdiction of the Scottish courts.

Registered Office
HBOS Foundation, Po Box No 5, The Mound, Edinburgh, EH1 1YZ
A charitable company limited by guarantee
Registered in Scotland No. SC229825. Charity No. SCO32942

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