Board of Trustees

The business of the HBOS Foundation is managed by the Trustees who, in accordance with Company Law, have certain common law fiduciary duties and duties of skill and care. Day to day management is delegated to a dedicated HBOS Foundation team led by Angela Tinker and reporting to Shane O'Riordain.

Chaired by Phil Hodkinson, Group Finance Director HBOS plc, the Board of Trustees consists of six individuals, a proportion of which are independent from HBOS. They are drawn from across the UK and have a knowledge of the issues facing local communities. They also have a diversity of skills and experience and have some familiarity with the Financial Services industry and the need to address financial literacy. The role of a Trustee is voluntary and unpaid. Trustees are appointed for a period of 3 years, this includes the Chairman who is elected by the Trustees for a 3 year term.

Phil Hodkinson

Phil chairs the HBOS Foundation. He is Group Finance Director and an Executive Board member of HBOS plc. He is also Director of Business in the Community and was previously Chairman of Zurich Cares, the Charitable Foundation of Zurich Financial Services. He is a Non-executive Director of BT Group plc and holds Non-Executive positions at St James Place Capital, Esure, First Alternative and Sainsbury's Bank. He is a Fellow of the Institute of Actuaries in England and Wales.

Paul Duffin

Paul is a Fellow of the Chartered Institute of Bankers and an Associate of the Chartered Institute of Legal Executives. Paul was Head of Mortgages and Savings, having previously been General Manager of Banking and Savings and Assistant General Manager of Savings before he retired from HBOS plc in 2003. He previously held a number of Executive and non-Executive Directorships with Visa UK, the Mortgage Code and Compliance Board, Halifax International, Halifax Loans, Halifax Credit Cards and Castle Collections. Paul was a founder member of the HBOS Diversity Group.

Paul brings an expertise in business case evaluation, knowledge of financial literacy in the UK and a sound understanding of Diversity issues.

Anne Shiels

Anne is Director of Retail HR for HBOS plc. She has worked for HBOS since 2002 in a variety of HR related roles.

Prior to joining HBOS she worked for a Scottish Telecoms company and the early years of her career were spent in Retail primarily with Safeway.

Peter Cummings

Peter joined the Trustees in June 2005 and brings to the Foundation a wealth of senior management and leadership experience together with a wide network of business contacts.

He is Director of Corporate Banking within HBOS plc, and joined the HBOS plc Board in January 2006 as Chief Executive, Corporate Division. He also holds a number of executive and non-executive directorships.

Peter holds an MBA from Strathclyde University, is a Fellow of the Chartered Institute of Bankers in Scotland and attended INSEAD in 1999.

He is Director and a major fundraiser for Maggie's Cancer Caring Centres and is a member of Maggie's London Campaign Board.

David Sole OBE

David was appointed as a Trustee of the Foundation in July 2005. He is currently a Director of The Change Partnership, having previously carried a number of senior appointments with Diageo and United Distillers and is a non-executive director of the Kilchoman Distillery.

David captained the Scottish Rugby XV team 25 times, playing for Scotland on 44 occasions. He was awarded his OBE in 1993 for serves to rugby football.

David is Chairman of the Board of Governors of Cargilfield School, has served on a variety of Boards and Trusts and has been a keen fundraiser for Scottish charities.

Ian Lovett

Ian was appointed as a Trustee of the Foundation in July 2005. Since 2003 he has held the position of Chairman of Dunbar Bank plc, having previously held the position of Chief Executive at the Bank for 9 years.

Ian also holds the following positions:

Director - Zurich Advice Network (formerly Allied Dunbar)
Trustee - Zurich Financial Services Community Trust
Chairman of ZFS Community Trust Executive
Chairman of Zurich Advice Network Foundation

He is a member of the National Cares Leadership Team (BITC), member of the London Committee of Help the Aged, Deputy Chairman of the Governors of Tonbridge Grammar School and a member of the Management Team & General Committees of Middlesex County Cricket Club.